Chances of a Long Term Disability

Chances of a Long Term Disability

The 1985 Commissioner's Disability Table provides us with some excellent data on the risk of an individual suffering a long term disability where they would want to have an individual disability insurance policy in place in order to provide a source of income. The following sets of data are compelling, especially to people who believe themselves to be invincible. There is no reason to go without disability insurance unless you are extremely wealthy, and have no need to work except for pleasure. Request a quote now to begin the process of purchasing your own personal disability insurance policy.

The percentage of people who can expect to suffer a long term disability of 90 days or more before they reach the age of 65.

Chances

The Chances A Disability Lasts Longer Than Expected

If a disability of 90 days or more lasts two years, it will probably continue longer, even for life.

Age when disabled

Chances

It is a misconception that disabilities are short term in nature. Most people read the long term disability insurance statistics on this page and are taken back a little bit. Yes, there is a very big chance you are going to need to use disability insurance during your working years. Some of the causes of disabilities may result in a long period of time where you are unable to work. Properly structured, disability insurance will protect you from significant exposure.